Empower Federal Credit Union is a full-service financial institution offering tailored financial services to individuals, families, and businesses throughout Central and Upstate New York. As a member-owned credit union, Empower stands apart from traditional banks by focusing on personalized service, lower loan rates, higher savings yields, and fewer fees. It provides a broad array of financial solutions including personal and business checking, savings accounts, auto and home loans, and small business services, all designed with the unique needs of its members in mind.

Empower is known for its commitment to financial education and community well-being, frequently supporting local initiatives, schools, and nonprofit organizations. The credit union also provides specialized services such as youth and student accounts, investment planning, and online/mobile banking tools. With a strong emphasis on accessible and secure banking, Empower maintains robust digital platforms that allow members to manage their finances anytime, anywhere. As a credit union, it is federally insured by the NCUA and governed by a volunteer board of directors, ensuring decisions are made in the best interests of its members.

Website: https://www.empowerfcu.com/

Key Services:

– Personal and business checking and savings accounts
– Auto, mortgage, and personal loans
– Credit cards with competitive rates
– Online and mobile banking tools
– Investment and retirement planning
– Small business banking services
– Financial education resources
– Youth and student account programs