ESL Federal Credit Union is a member-focused financial institution headquartered in upstate New York, dedicated to delivering comprehensive banking and financial services to individuals, families, and businesses. Established in 1920, ESL operates under a not-for-profit model, which allows it to reinvest earnings into better rates, lower fees, and community programs. While not a traditional accounting firm, ESL provides a range of financial services that support personal and small business financial management, including budgeting tools, financial planning assistance, and investment guidance.

In the financial services industry, ESL is known for its strong commitment to personalized customer service and community involvement. The credit union actively supports local initiatives through charitable giving, volunteerism, and educational programs aimed at improving financial literacy. ESL serves over 400,000 members and has won recognition both regionally and nationally for its inclusive workplace culture and community investment.

Its offerings include checking and savings accounts, loans and mortgages, and investment services tailored to various stages of its members’ financial journeys. With a user-friendly online banking platform and 20+ branches throughout the Greater Rochester area, ESL ensures accessible and convenient financial management. ESL is federally insured by the NCUA and known for its financial strength and long-standing trust within the community.

Website: https://www.esl.org/

Key Services:

– Personal banking services (checking, savings, certificates)
– Consumer and mortgage loans
– Business banking solutions
– Financial planning and investment services
– Retirement planning
– Online and mobile banking tools
– Member-focused financial education resources
– Community lending and equity programs