Western Division Federal Credit Union is a member-owned financial institution that has been serving Western New York communities for decades. As a federally insured credit union, it offers personalized financial services with a focus on empowering individuals and families to achieve their financial goals. While it operates similarly to a bank, Western Division stands apart by reinvesting in its members rather than shareholders, allowing it to provide competitive rates, low fees, and responsive service.

With an emphasis on community values, Western Division Federal Credit Union serves members from a variety of backgrounds, including employees of select partner organizations, educational institutions, and healthcare workers. Its commitment to financial education and community outreach underscores its mission to improve financial well-being for all members. The credit union also offers industry-specific support tailored to teachers, first responders, and municipal workers, reflecting its deep roots in the public service sector.

Website: https://www.westerndivision.org/

Key Financial Services:

– Personal and business checking and savings accounts
– Auto, mortgage, personal, and home equity loans
– Credit cards with competitive rates and rewards
– Online and mobile banking with e-deposit features
– Financial education resources and budgeting tools
– Share certificate and Money Market savings options
– Member-exclusive rates and promotions
– Retirement and long-term savings planning