Fulton Savings Bank is a community-focused financial institution headquartered in Phoenix, New York, with a long-standing commitment to providing personalized banking solutions. Established in 1871, the bank has built a reputation for financial strength, customer service, and local engagement. While it offers a full suite of traditional banking services, Fulton Savings Bank places a strong emphasis on helping individuals, families, and small businesses manage their finances responsibly and effectively. Among its offerings are competitive-rate deposit accounts, mortgage lending, and commercial banking solutions tailored to the needs of the Central New York region.

As a mutually chartered savings bank, Fulton Savings Bank is owned by its depositors rather than shareholders, allowing it to focus more directly on customer experience and financial stability. The bank is also deeply involved in the community, supporting local charitable organizations, youth programs, and educational initiatives. In addition to in-branch services, it provides online and mobile banking tools to help clients manage their finances conveniently and securely. Its enduring presence in the region is built on trust, reliability, and a genuine commitment to community well-being.

Website: https://www.fultonsavings.com/

Key Services:

– Personal and business savings and checking accounts
– Mortgage loans and refinancing options
– Commercial lending and business banking services
– Certificates of deposit (CDs) and IRAs
– Online and mobile banking with bill pay
– Financial planning tools and calculators
– ATM/debit card services
– Community support and local financial education initiatives