Parachute Credit Counseling, Inc. is a nonprofit organization dedicated to providing financial counseling and education services throughout New York State and beyond. Specializing in credit counseling, debt management, and financial literacy, Parachute empowers individuals and families to take control of their personal finances. With certified credit counselors on staff, the organization offers personalized guidance to help clients reduce debt, manage budgets, and rebuild their credit. Their Debt Management Plan (DMP) is a key feature, consolidating unsecured debts into a single, manageable monthly payment with reduced interest rates.

Parachute is deeply committed to consumer financial health and is accredited by the National Foundation for Credit Counseling (NFCC). The organization also provides bankruptcy counseling, student loan counseling, and housing counseling, including foreclosure prevention and first-time homebuyer education. Their services are delivered with compassion, confidentiality, and a focus on long-term financial wellness. Community involvement and financial education workshops are integral to their mission to promote economic stability.

Website: http://www.parachutecreditcounseling.org/

Key Services:

– Credit and debt counseling
– Debt Management Plans (DMP)
– Bankruptcy counseling and education
– Student loan counseling
– Housing counseling (foreclosure prevention, homebuyer education)
– Budgeting and financial education workshops
– Credit report reviews and guidance
– Financial coaching and goal-setting