Circuit Federal Credit Union is a member-owned financial cooperative dedicated to serving individuals and families in the Cheektowaga, NY region. As a not-for-profit financial institution, its mission is to provide accessible, competitive, and trustworthy financial solutions to its members. Circuit FCU specializes in personal banking services tailored to the needs of its community, offering a welcoming alternative to traditional banks. Members benefit from low-rate loans, higher dividend savings options, and fewer fees, thanks to the credit union’s focus on returning value to its members rather than shareholders.

Circuit FCU places a strong emphasis on personalized service, helping members achieve their financial goals with transparency and integrity. It is known for supporting its members through all life stages with services such as vehicle loans, personal loans, and checking and savings accounts. With a commitment to financial literacy and community empowerment, the credit union frequently engages in outreach and education for local residents. As a federally insured institution, Circuit FCU ensures that its members’ funds are protected and secure. Membership is typically open to individuals who meet eligibility requirements based on location or employer groups.

Website: http://circuitfcu.com/

Key Services:

– Personal checking and savings accounts
– Auto and personal loans
– Share certificates and IRAs
– Online and mobile banking services
– Financial counseling and education
– Federally insured deposit accounts
– Member-focused financial products and services