Empower Federal Credit Union is a member-owned financial cooperative dedicated to providing a full range of financial services to individuals and families across Central and Western New York. With a strong commitment to community and member service, Empower offers personal and business banking solutions tailored to meet everyday financial needs. As a not-for-profit institution, earnings are returned to members in the form of better rates, lower fees, and enhanced services. Empower distinguishes itself through its focus on convenient online and mobile banking, personalized financial guidance, and a broad network of branches and ATMs.

The credit union actively supports local communities through sponsorships, volunteerism, and educational initiatives, reflecting its core values of social responsibility and financial empowerment. Empower is federally insured by the NCUA, ensuring the safety and stability of member deposits. In addition, its services are accessible to members through both in-person and digital channels, making it a reliable partner for members at every stage of life. With its roots dating back to 1939, Empower has grown to serve more than 200,000 members, maintaining a strong reputation for trust and service within the financial services industry.

Website: https://www.empowerfcu.com/

Key Services:

– Personal and business checking and savings accounts
– Home, auto, and personal loans
– Credit cards with competitive rates
– Online and mobile banking with digital deposit and bill pay
– Financial planning and investment services
– Mortgage and refinancing options
– Youth and student accounts
– Member education and financial literacy programs