Empower Federal Credit Union is a member-owned financial institution that provides comprehensive financial services to individuals and businesses across Central and Upstate New York. As a credit union, Empower operates on a not-for-profit model, reinvesting earnings into improved rates, reduced fees, and enhanced service offerings for its members. It offers a full range of personal and business banking solutions, including savings and checking accounts, auto and home loans, credit cards, and retirement planning services.

A key differentiator is Empower’s commitment to financial education and community development. The credit union regularly hosts workshops, partners with local organizations, and supports charitable initiatives that strengthen the communities it serves. Empower also offers specialty financial services tailored to local industries and educational institutions. With an emphasis on personalized service, members benefit from competitive rates, digital banking tools, and access to a statewide network of branches and surcharge-free ATMs.

Empower Federal Credit Union is federally insured by the NCUA and continues to grow by prioritizing the financial well-being of its members.

Website: https://www.empowerfcu.com/

Key Services:

– Personal and business banking accounts
– Auto, home, and personal loan options
– Credit cards with competitive rates and rewards
– Retirement and investment planning tools
– Financial education resources and community outreach
– Online and mobile banking services
– Business lending and merchant services
– Youth and student banking programs