Cadets Federal Credit Union is a member-focused financial institution committed to providing personalized financial services to its community, with a strong emphasis on reliability, trust, and local support. Serving individuals and families in Elma, New York, and surrounding areas, the credit union offers a full spectrum of financial services designed to meet the everyday banking and long-term financial planning needs of its members. Unlike traditional banks, Cadets FCU operates on a not-for-profit model, ensuring that earnings are returned to members through better rates and lower fees.

As a credit union, Cadets emphasizes personal service, financial education, and community development. It supports its members through flexible lending options, secure savings vehicles, and modern digital banking features. Cadets FCU is also active in community outreach and financial literacy programs, helping to foster stronger financial habits across its membership base. By maintaining a local presence and focusing on member satisfaction, Cadets Federal Credit Union continues to build lasting trust within the financial services industry.

Website: http://www.cadetsfcu.com/home

Key Services:

– Personal and business checking and savings accounts
– Auto, personal, and home loans
– Credit cards with competitive rates
– Online and mobile banking services
– Financial education and planning tools
– Share certificates and IRAs
– Youth savings and educational programs
– Direct deposit and bill pay services