First Heritage Federal Credit Union is a member-owned financial cooperative dedicated to delivering reliable and personalized financial services to individuals and families across the Elmira area and surrounding regions. Operating within the financial services industry, First Heritage focuses on providing affordable, accessible banking solutions with a strong emphasis on community development and member satisfaction. As a credit union, its primary mission is to serve its members, not generate profits—profits are returned in the form of better rates, lower fees, and enhanced services.

With a strong community focus, First Heritage supports various educational initiatives, local charities, and civic projects, reinforcing its role as a trusted local partner. The credit union offers tailored financial products designed to meet the evolving needs of its membership base, which includes individuals, families, and small businesses. Unique offerings include specialized youth and student programs, credit-building tools, and financial literacy resources. First Heritage also emphasizes digital accessibility, offering a robust online banking platform and mobile app for convenient account management.

To maintain high standards of trust and financial security, First Heritage is federally insured by the National Credit Union Administration (NCUA).

Website: http://www.fhfcu.org/

Key Services:

– Savings & Checking Accounts
– Consumer & Auto Loans
– Mortgage & Home Equity Loans
– Credit Cards with Rewards & Low Rates
– Online & Mobile Banking
– Financial Counseling & Education
– Business Banking Services
– Youth and Student Accounts
– Member Rewards & Loyalty Programs