Hudson Valley Credit Union (HVCU) is a member-owned financial cooperative serving individuals and businesses throughout the Hudson Valley region. As a federally insured credit union, HVCU provides a full array of financial services tailored to meet the needs of its members with a focus on personalized service, community support, and financial empowerment. The institution offers a wide range of banking solutions including savings and checking accounts, consumer and business loans, mortgages, and credit cards—all with competitive rates and fewer fees compared to traditional banks.

Specializing in the financial services sector, HVCU emphasizes financial education and supports members through digital banking tools, financial wellness programs, and one-on-one guidance. A key differentiator is its commitment to local communities, often engaging in charitable efforts and local partnerships throughout the Hudson Valley. HVCU also caters to small businesses with customized lending and cash management solutions. Its member-first philosophy ensures that all profits are reinvested into better rates, technology, and services for its members.

Website: https://www.hvcu.org

Key Services:

– Personal and business checking and savings accounts
– Consumer loans (auto, personal, lines of credit)
– Mortgage and home equity lending
– Business lending and financial services
– Credit card offerings with competitive rates
– Online and mobile banking solutions
– Financial planning and investment services
– Financial education resources and workshops