Empower Federal Credit Union is a member-owned financial cooperative serving individuals and businesses across Central and Upstate New York. As a credit union, Empower is dedicated to providing members with personalized financial solutions that foster long-term financial wellness. It offers a full suite of financial services, including savings and checking accounts, personal and auto loans, mortgages, and credit cards—tailored to meet the needs of its members. What sets Empower apart is its commitment to putting people before profit, with competitive rates, lower fees, and educational outreach that supports financial literacy in the community.

The credit union also provides robust business banking solutions, including commercial loans and cash management services, catering to the financial needs of local entrepreneurs and small business owners. Empower is known for being highly community-focused, supporting local charities, schools, and nonprofits through sponsorships and volunteer efforts. Members benefit from access to over 30 branch locations and nationwide ATM networks, along with modern online and mobile banking conveniences. Its not-for-profit structure allows earnings to be returned to members in the form of better rates and expanded services.

Website: https://www.empowerfcu.com/

Key Services:

– Savings and checking accounts
– Auto, home, and personal loans
– Credit cards and member rewards
– Business loans and banking services
– Online and mobile banking
– Financial education and counseling
– Mortgage lending and refinancing
– Investment and retirement planning