Empower Federal Credit Union is a member-owned financial cooperative serving individuals and businesses across Central and Western New York. Operating within the financial services industry, Empower provides a full suite of banking products designed to help members manage, grow, and protect their finances. As a not-for-profit credit union, it reinvests earnings into improved services, better rates, and reduced fees for its members. Empower specializes in personalized financial solutions, with unique offerings geared toward educators, healthcare workers, and other community-focused professionals.

The credit union distinguishes itself through strong community involvement, backing local organizations, schools, and events to support economic development and financial literacy in the region. Empower also emphasizes member service, offering both in-branch and digital banking solutions to meet evolving needs. With a commitment to financial education, the organization hosts seminars and provides resources to help members make informed financial decisions. Empower is federally insured by the NCUA and maintains affiliations with various educational and community institutions.

Website: https://www.empowerfcu.com/

Key Services:

– Personal and business checking and savings accounts
– Consumer and mortgage lending (auto loans, home equity, and mortgages)
– Credit cards with competitive rates and rewards
– Online and mobile banking with bill pay and mobile deposit
– Investment and retirement planning services through Empower Investment Services
– Financial education workshops and counseling
– Business banking solutions including loans and merchant services
– Youth accounts and financial literacy programs