ESL Federal Credit Union is a prominent member-owned financial institution based in Rochester, New York, serving individuals and businesses with a broad range of financial services tailored to meet the needs of its community. Specializing in personal and business banking solutions, ESL offers competitive rates on savings accounts, mortgages, and consumer loans, as well as comprehensive financial planning services. As a not-for-profit financial cooperative, all profits are reinvested into the organization to benefit its members through better rates, lower fees, and improved service offerings.

What sets ESL apart is its strong commitment to community support and economic development throughout the Greater Rochester area. The credit union is known for its extensive community investment initiatives, including education programs, grants to local nonprofits, and partnerships that foster financial literacy. ESL is also consistently recognized as a top workplace in New York State, reflecting a strong company culture rooted in service and integrity.

A key feature of ESL’s services is its member-first approach, which ensures personalized customer support along with cutting-edge digital banking options. Whether clients are aiming to grow savings or streamline their business finances, ESL delivers accessible, secure, and community-focused financial solutions.

Website: https://www.esl.org/

Key Services:

– Personal banking (checking, savings, certificates, IRAs)
– Mortgage loans and refinancing
– Auto and personal loans
– Business banking services, including loans and lines of credit
– Online and mobile banking tools
– Commercial lending and real estate financing
– Financial planning and investment services
– Youth and student banking programs
– Community development and grant programs