Access Federal Credit Union is a member-owned financial institution that provides a comprehensive range of financial services tailored to meet the needs of individuals and families in Central New York. As a not-for-profit organization, it reinvests earnings back into the institution to offer more attractive rates, lower fees, and enhanced services to its members. The credit union focuses on fostering financial well-being through personalized banking solutions, community engagement, and financial education.

Access Federal Credit Union specializes in delivering reliable banking services such as savings and checking accounts, loan products, and convenient online banking tools. It takes pride in offering competitive rates on auto, home, and personal loans, while maintaining a strong local presence that reflects its commitment to community values. The credit union is also known for working closely with educators, healthcare workers, and public employees, supporting industry-specific financial needs. As a federally insured credit union, it ensures members’ funds are protected, reinforcing financial confidence and trust.

Website: http://www.accessfcu.org/

Key Services:

– Personal and business checking and savings accounts
– Auto, personal, and home loans with competitive rates
– Online and mobile banking services
– Credit and debit card solutions
– Financial counseling and budgeting tools
– Youth and student banking programs
– Member-focused service with personalized financial advice
– Federally insured deposits through the NCUA