Schenectady County Employees Federal Credit Union is a member-owned financial cooperative serving the employees of Schenectady County and their immediate family members. As part of the financial services industry, the credit union focuses on providing accessible, community-based banking products with an emphasis on personalized service and financial well-being. Members benefit from competitive rates, low fees, and local decision-making that prioritizes their needs over profits.

Founded to offer a safe place for members to save and borrow at reasonable rates, the credit union provides a full suite of financial services tailored to its membership. It emphasizes financial education and security, with efforts to help members manage debt, build savings, and achieve their long-term financial goals. As a federally chartered credit union, it is insured by the NCUA, ensuring peace of mind for its members. Proudly rooted in Schenectady, the organization maintains a strong community presence and commitment to member satisfaction.

Website: http://schcofcu.org/

Key Services:

– Savings and checking accounts
– Auto, personal, and share-secured loans
– Direct deposit and payroll deduction
– Online and mobile banking
– Debit card services
– Financial education and counseling
– Loan refinancing and consolidation
– ACH transfers and bill pay solutions