Cooperative Federal is a community development credit union headquartered in Syracuse, New York, dedicated to providing equitable financial services and advancing economic justice. Founded in 1982, the organization focuses on empowering underserved individuals, families, and local businesses through access to affordable banking, lending, and financial coaching. As a member-owned cooperative, Cooperative Federal reinvests in the community and emphasizes inclusive practices to support low-income households, immigrants, and small business entrepreneurs.

Specializing in mission-driven financial services, Cooperative Federal offers tailored options for personal banking, home ownership, business development, and nonprofit financing. The credit union is certified as a Community Development Financial Institution (CDFI), affirming its commitment to transformational impact in economically disadvantaged neighborhoods. Cooperative Federal also partners with local organizations to promote financial literacy, asset building, and cooperative models of development.

With a strong focus on social responsibility and equity, the credit union stands out as a trusted financial institution for those seeking alternatives to traditional banks. Bilingual services and culturally competent staff enhance accessibility for a diverse member base, reinforcing their core values of inclusion, empowerment, and sustainability.

Website: https://www.cooperativefederal.org/

Key Services:

– Checking and savings accounts for individuals and families
– Home mortgage loans and first-time homebuyer assistance
– Small business and microenterprise lending
– Nonprofit organization lending and advisory services
– Financial counseling and education programs
– Vehicle and personal loans with flexible terms
– Credit builder loans and services for improving financial health
– Online and mobile banking services for member convenience