State CS Employees Federal Credit Union is a not-for-profit financial cooperative dedicated to serving its members, primarily composed of New York State employees and their families. Operating within the financial services sector, the credit union provides a full suite of affordable and accessible banking solutions aimed at helping members build financial stability and achieve their personal financial goals. With a strong emphasis on member service and financial education, State CS offers more personalized banking options than traditional for-profit institutions.

Their offerings range from everyday banking products like checking and savings accounts to competitive loan options, including auto loans, personal loans, and mortgages. As a credit union, they return earnings to members through lower loan rates, fewer fees, and higher savings yields. State CS is committed to community involvement and regularly participates in local events, financial literacy initiatives, and member satisfaction efforts, embodying the credit union philosophy of “people helping people.”

Website: http://statecs.org/

Key Services:

– Personal and share savings accounts
– Share draft (checking) accounts
– Auto, personal, and recreational loans
– Home equity loans and lines of credit
– Visa credit cards
– Online and mobile banking
– Direct deposit and payroll deductions
– Financial education resources and member support programs