Educational & Governmental Federal Credit Union (EGFCU) is a member-owned financial institution that has been proudly serving educational and public sector professionals for decades. Based in Hartsdale, New York, EGFCU is dedicated to providing trustworthy, affordable financial services tailored to the unique needs of its members. The credit union offers a full suite of financial products, including checking and savings accounts, low-interest loans, and digital banking services, all designed with personalized member care in mind.

EGFCU is particularly known for its commitment to serving employees in education, governmental, and non-profit sectors, helping them achieve financial stability and long-term financial goals. With strong ties to the local community, the credit union supports financial literacy and education through workshops and outreach programs.

As a not-for-profit cooperative, profits are reinvested into member services—enabling better rates, lower fees, and expanded offerings. Members benefit from convenient digital tools like online banking and mobile app access, making it easy to manage finances anytime, anywhere. EGFCU is federally insured by the NCUA, ensuring the security of its members’ deposits.

Website: https://www.egfcu.com

Key Services:

– Personal and joint savings and checking accounts
– Auto, personal, and share-secured loans
– Mortgage and home equity loans
– Online and mobile banking services
– Direct deposit and payroll deduction
– Debit and ATM access
– Credit cards with competitive rates
– Financial education resources and seminars
– Youth and student savings programs
– Insurance and retirement planning assistance