ESL Federal Credit Union is a member-focused financial institution based in Rochester, New York, dedicated to serving individuals, families, and businesses with a strong emphasis on community involvement. As a full-service credit union, ESL offers a comprehensive suite of financial services tailored to personal and small business banking needs. Its core offerings include checking and savings accounts, mortgages, auto loans, personal loans, and credit cards, all delivered with competitive rates and a focus on customer satisfaction.

A hallmark of ESL is its deep-rooted commitment to the Greater Rochester community, consistently reinvesting through philanthropic efforts, volunteerism, and financial education initiatives. Unlike traditional banks, ESL operates as a not-for-profit financial cooperative, meaning profits are returned to members in the form of better rates, lower fees, and enhanced services. ESL also stands out for its extensive local branch network and award-winning customer service, helping it maintain consistently high member satisfaction ratings.

In addition to its retail banking services, ESL delivers small business solutions that support local entrepreneurs and community development. The credit union is also known for promoting financial wellness and stability through educational resources and personalized member support.

Website: https://www.esl.org/

Key Services:

– Personal checking and savings accounts
– Home mortgage and refinancing solutions
– Auto loans and personal loans
– Credit cards with flexible rewards
– Small business banking and cash management
– Online and mobile banking services
– Financial education and planning resources
– Community giving and local investment programs