First Source Federal Credit Union is a full-service financial institution serving individuals and businesses primarily in the Central New York region. As a not-for-profit cooperative, it is member-owned and focused on enriching the financial lives of its members through personalized service and community engagement. With a strong presence in Utica, Rome, and surrounding areas, First Source offers a wide range of financial services including consumer and business banking, with an emphasis on building relationships grounded in trust, transparency, and long-term support.

Within the financial services industry, First Source distinguishes itself by offering competitive rates on savings and loan products, user-friendly digital banking tools, and comprehensive financial wellness programs. The credit union prioritizes financial education, offering workshops and guidance for both individuals and small businesses. It is also known for its active community involvement—supporting local nonprofits, educational programs, and community development initiatives throughout the Mohawk Valley.

As a federally insured credit union, First Source adheres to strict regulatory standards, and its affiliation with the National Credit Union Administration ensures the security of members’ deposits. Its member-first philosophy and commitment to financial empowerment help position it as a trusted and accessible financial partner in the region.

Website: https://www.fsource.org/

Key Services:

– Personal and business checking and savings accounts
– Auto loans and personal loans
– Home mortgages and refinancing
– Credit cards with rewards programs
– Online and mobile banking solutions
– Business banking services and lending
– Financial wellness education and counseling
– Youth and student savings programs
– Community sponsorships and outreach programs