Mohawk Valley Federal Credit Union is a member-owned financial cooperative serving individuals and families in the greater Utica, New York area. As a not-for-profit institution, the credit union is committed to offering affordable and accessible financial services to its members. Mohawk Valley FCU focuses on fostering financial wellness through a variety of personal banking solutions, including savings and checking accounts, auto and personal loans, and mortgage financing. Its competitive rates and low fees make it an attractive alternative to traditional banks in the region.

The credit union emphasizes personalized service and local decision-making, allowing it to respond to member needs with flexibility and care. With a strong commitment to the community, Mohawk Valley FCU actively supports various local initiatives and strives to promote financial literacy through member education programs. It also offers convenient online banking tools and services to accommodate members’ busy lifestyles. Membership is open to individuals who meet specific eligibility requirements, typically based on location or employment affiliation.

Website: http://mohawkvalleyfcu.org/

Key Services:

– Personal and business savings and checking accounts
– Auto, personal, and recreational vehicle loans
– Mortgage and home equity loans
– Online and mobile banking services
– Financial education and credit counseling
– Direct deposit and electronic funds transfer
– Debit and ATM card services
– Member-focused rates with low or no fees