Utica District Telephone Federal Credit Union (UTELFCU) is a member-owned, not-for-profit financial cooperative based in Utica, New York. Serving individuals and families in the local community, UTELFCU offers a broad suite of financial services focused on affordability, personalized care, and financial empowerment. As a credit union, its mission emphasizes returning value to members through lower loan rates, higher savings yields, and fewer fees compared to traditional banks.

UTELFCU specializes in everyday banking services, including checking and savings accounts, consumer loans, and mortgages, all tailored with competitive terms to meet the unique needs of its member base. The credit union also offers online and mobile banking tools, providing convenience and flexibility to manage finances from anywhere. With a strong community focus, UTELFCU frequently supports local events and initiatives, reinforcing its commitment to the Mohawk Valley area.

Key to its appeal is an approachable, friendly service model rooted in decades of trust and stability. Whether helping members achieve homeownership or providing guidance on financial planning, UTELFCU strives to be a lifelong partner in financial wellness.

Website: http://utelfcu.net/

Key Services:

– Savings and Checking Accounts
– Auto and Personal Loans
– Home Mortgages and Home Equity Loans
– Online and Mobile Banking Services
– Visa Credit Cards
– Share Certificates (CDs)
– Financial Education and Counseling
– Member-focused Financial Services with Community Support