Putnam County National Bank is a longstanding community bank based in Carmel Hamlet, New York, committed to serving the financial needs of individuals, families, and local businesses. With roots dating back to 1866, this institution offers a stable and personalized banking experience tailored to its Hudson Valley customers. In the financial services industry, PCNB focuses on community-centric solutions, combining modern banking conveniences with traditional customer care. The bank provides a full range of personal and business banking services, including checking and savings accounts, loans, and digital banking tools.

Known for its close ties to the community, Putnam County National Bank frequently supports local events, nonprofit organizations, and development initiatives that strengthen the regional economy. It prides itself on accessibility, with multiple branches and a user-friendly online banking platform. The bank’s focus on local decision-making allows it to provide customized lending solutions that larger national banks may not offer. As a federally chartered bank, PCNB maintains adherence to stringent regulatory standards while still offering a personalized, small-bank feel.

Website: https://www.pcnb.biz/

Key Services:

– Personal and business checking and savings accounts
– Certificates of Deposit (CDs) and IRAs
– Residential and commercial loans
– Home Equity Lines of Credit (HELOCs)
– Online and mobile banking with bill pay
– Business lending services
– Community development financial services
– Local investment and financial education initiatives