Jamestown Area Community Federal Credit Union (JACFCU) is a member-owned financial institution dedicated to serving individuals and families in the Jamestown, New York area. With a focus on community support and financial empowerment, JACFCU offers a wide range of services tailored to meet the personal and small business banking needs of its members. As a not-for-profit credit union, JACFCU reinvests earnings into better rates, fewer fees, and enhanced services for its members, differentiating itself from traditional banks.

JACFCU specializes in various financial products including savings and checking accounts, loans, and digital banking solutions. They provide consumer-friendly loan options such as auto, personal, and real estate loans designed to support the financial goals of their members. The organization emphasizes financial literacy and community involvement, frequently participating in local events and offering resources to improve members’ financial well-being.

Membership is open to individuals who live, work, worship, or attend school in select counties, promoting a strong sense of community ownership. With a convenient online banking platform and mobile app, JACFCU combines personalized service with modern financial tools. They are federally insured by the NCUA, ensuring members’ deposits are secure.

Website: https://www.jacfcu.org/

Key Services:

– Savings and checking accounts
– Auto, personal, and real estate loans
– Credit cards with competitive rates
– Online and mobile banking services
– Financial education resources
– Direct deposit and payroll deduction
– Youth and student banking programs
– Community-focused financial programs