OneMain Financial is a consumer lending company that specializes in providing personal loan solutions tailored to individual financial needs. With over 100 years of experience in the personal lending industry, OneMain is known for its commitment to helping people with all types of credit backgrounds—particularly those with less-than-perfect credit—access responsible and affordable loan options. The Oswego, NY branch offers in-person consultations and personalized support, ensuring that customers fully understand their loan terms and repayment options.
The company provides unsecured and secured personal loans which can be used for debt consolidation, home improvement, medical expenses, and other life events. Their process is built around transparency and accessibility, with applications accepted online or in-branch. OneMain Financial distinguishes itself through its quick funding options—often within the same day of approval—as well as its customer-centered approach. While not a traditional bank, they work to broaden equitable access to credit in the communities they serve.
